Have you spotted a mysterious “Music Today” charge on your credit card statement? You’re not alone. Many folks have encountered this cryptic billing description, leaving them scratching their heads. But fear not, credit card warriors!

We have found that many people shared about this anonymous charge on their credit card and were unable to verify the origin of this charge. However, our Finclash team made it easier for you. We have researched the music today charge to check its legitimacy.

Music Today Charge on Credit Card

What is Music Today

Musictoday, LLC is a privately owned eCommerce marketing agency that provides custom one-stop eCommerce solutions to its clients, including platform technology, website design, content management, marketing services, product sourcing, fulfillment, and more.

They specialize in selling entertainment merchandise to fans of the hottest bands and sports teams, celebrity influencers, and hit TV shows online.

They also power stores for major fashion labels, movie studios, and other successful consumer brands. Many users reported and shared experiences of seeing an unknown charge on a credit card named “Music Today 877-687-4277″.

Have you purchased any merchandise from the website? If yes then maybe the charge appearing is due to merchandise you bought.

Music Today is legit?

Yes, Music Today is a legitimate company.

It is a privately owned eCommerce marketing agency that has been in business for over 20 years. Music Today is also accredited by the Better Business Bureau, with a rating of B+.

This means that they have a good track record of resolving customer complaints fairly and quickly. Also, no fake company will be accredited by BBB. Of course, there are always some negative reviews of any company, but Music Today’s overall reputation is very positive.

Understanding ‘Music Today’ Charge Descriptions

While doing online research for this charge on the credit card we have found that the description of the charges is also have some variations.

Music Today charges on credit cards appear in different descriptions. Here is the list that some people have also seen accused of this description.

  • PRE-AUTH Musictoday.com 877-687-4277
  • PENDING Musictoday.com 877-687-4277
  • Visa Check Card Musictoday.com 877-687-4277 MC
  • Misc. Debit Musictoday.com 877-687-4277
  • CHKCARD Musictoday.com 877-687-4277
  • CHKCARDMusictoday.com 877-687-4277
  • POS Debit Musictoday.com 877-687-4277
  • POS PUR Musictoday.com 877-687-4277
  • POS PURCHASE Musictoday.com 877-687-4277
  • POS REFUND Musictoday.com 877-687-4277

Also Read: 405 Howard Street San Francisco Charge on Credit Card

How to Contact Music Today?

While checking the legitimacy of the company we found this company was registered in 2000 and it also has a physical address.

If you have questions about an order and aren’t sure why you’re seeing a charge on your credit card, contact them directly by email. There can be technical glitches or you added your credit card for auto payment.

So you can visit the physical address. In the below table, we have shared all the information about Music Today.

Company Music Today
Founder Coran Capshaw.
Founded in 2000
Website https://musictoday.com/
Address5391 Three Notch D Rd
Crozet, VA 22932-3181

Reasons Behind The Music Today Credit Card

We have found that there could be many possible reasons behind this charge. We will look one by one.

Reason 1: You purchased any merchandise from the website.

If you are a current Music Today customer or a fan of someone selling merchandise, check your purchase history on the account.

Reason 2: Billing Error – It can happen due to some technical glitches or human mistake that you are charged wrongly or twice or you have not ordered anything from the site.

Reason 3 Merchant Abuse: This charge can appear if you violate the terms and conditions of the merchant.

Reason 4 Fraudulent Charge: The charge can also appear if someone else used your credit card.

Reason 5 Sometimes scammers do small transactions to verify whether your credit card is active or not.

If they found your credit card active and you did not respond to charges in that case scammer can make a larger payment. That can be a financial crisis for you.

How to Deal With Music Today Unauthorized Charges

It is very crucial to verify the legitimacy of the charge with a description of Music Today.

Here are simple steps to tackle this situation

  • Check your purchase history.
  • Identify the date and time of charge.
  • Search for Merchant online.
  • Have you ordered any merchandise from the website?
  • Check with your family members also if they used your credit card or not.
  • After verifying all the bills and purchases you cannot determine whether the charge is legit or not contact the bank.
  • Report unauthorized charges to your credit card or bank.
  • They will block your credit card.
  • Apply for a new credit card.
  • Dont forget to report unauthorized charges to FTC.


Music Today is a legitimate company. Check whether you ordered any merchandise or not after that take action. However many people reported this charge is fraud so act immediately. The mystery of ‘Music Today’ can be solved in the tangle of credit card transactions. Verify any doubts by going over your records and tracking your purchases. If doubts continue, don’t wait to get in touch with your bank. You can avoid future financial hardship and safeguard your hard-earned money by taking decisive action.