Are you a Capital One credit card holder? Have you traveled recently and booked a hotel by using your credit or debit card? Did you also receive a charge on your credit card with the description “Cothtl”? We will discuss in this article “What is Cothtl Credit Card Charge”.

Traveling by yourself can be really good. Going to new places and staying in different towns or countries brings us happiness.

We have received many queries regarding the “Cothtl Credit Card Charge”. So we started searching for it. Why this charge is appearing on credit card and debit card statements? Let’s find out!

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What is Cothtl

Cothtl is the short form of Capital One Travel Hotel Booking charges. Capital One company doesn’t need any introduction but for your ease let me share some details about the company. Capital One is a financial company that offers various services such as loans, credit cards, savings accounts, and banking services.

Capital One is one of the largest players in the credit card market in the United States.

What is Cothtl Credit Card Charge

The Cothtl Credit Card charge is due to you used your Capital One for Hotel booking. Also, your credit card is involved in booking the hotel via the Capital One application or website.

Cothtl is an abbreviated form of “Capital One Travel Hotel “. So ask your family whether they used your credit card or not.

If you used your credit card while booking the hotel this charge can also appear on your statement.

Booking fees

The charge appearing is also due to someone using your credit card without your permission. In that case, immediately block your credit card.

In the case of misuse of your credit card, we have shared important steps you should take. First, try to find the bill of charge and if you cannot verify the charge then contact your credit card issuer.

How to Verify Cothtl Credit Card Charge Legitimacy

To check its legitimacy check your travel history and bills. Ask your family members if they used your credit card.

Sometimes it happens that a family member uses your credit card and you forget about the purchase.

If you are unable to identify the merchant or a charge contact your credit card issuer. As it might be a sign of a Credit card scam.

You can verify a credit card charge’s legitimacy by following the below-mentioned steps.

  • Check your Statement Reguralry.
  • Pay attention to the date, amount, and merchant name for each charge.
  • If you find Unknown Merchant or description names try to contact them.
  • Search merchants on Search Engines.
  • Contact Merchant by calling or email.
  • If you are still Confused about its authority.
  • Contact your credit card issuer.

How to Identify Red Flags in a Credit Card Charge

You might be wondering now what are the red flags in an unauthorized charge or an unrecognized charge. Don’t worry we have mentioned some red flags below.

  • Unusually large or small charges.
  • Charges for merchants that you don’t recognize
  • Charges from different countries or regions in a short period
  • Charges for recurring services that you didn’t sign up for

If you find after a thorough investigation that the “Cothtl Credit Card Charge” is not legitimate and you do not authorize these charges.

You can dispute charges on your credit card. Make sure to report immediately to your credit card issuer. Ask for a new credit card after blocking the previous one.

How to Contact Capital One

When you can’t recognize a merchant name or a charge. It is good to contact your credit card holder as in this case, your credit card company is Capital One so Contact them immediately.

You can contact Capital One easily. You can contact customer support of Capital One at 1-800-427-9428. Capital One customer support can assist you more with this charge.

You can also find the Capital One customer care number on the back of your credit card.

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Conclusion

If you have gone through the article now you know all the details about “Cothtl Credit Card Charge”.

If you have some other query related to the same charge you can ask in the comment section. We will be happy to assist you.

FAQs

What is Cothtl?

Cothtl is an abbreviated form of “Capital One Travel Hotel” Charge.

How to contact Capital One.

You can call at 1-800-427-9428

Is this charge related to the booking?

Yes, The charge “Cothtl” is related to hotel Booking by Capital One.