Did you notice a charge on your credit card with the description on the “Podcast” or “HTTPSPODCASTE”?

If yes, then this article is for you. We will uncover all the aspects of this charge why it is appearing on my credit card and how to deal it with. You might be also thinking Is this charge legit or a scam?

The majority of people who reported this charge are Chase bank account holders. We have found two more similarities between them we will share with you in this article. We will discuss how we can avoid this fraud.

Also Read: How to Setup Auto Pay in Cricket Pay

What is a Podcast Subscription Charge on a Credit Card

The charge appearing on your credit card statement with the description “PODCAST” or “HTPPSPODCASTE” is a total scam. So be aware and take immediate action against this charge. We could not find any company with the name “PODCAST”

If you subscribed to any podcast of Apple or Vinemo it could be due to that but make sure to verify with the officials of Vinemo and Apple Podcast.

However in the case when you have not purchased any person, company, Youtube channel, or any coach Podcast. Then this is a scam.

Also Read: 1600 Amphitheatre Parkway Credit Card 

This charge may also be found in the descriptions listed below.

  • CHKCARDPODCAST SUBSCRIPTIONS HTTPSPODCASTE NY
  • CHECKCARD PODCAST SUBSCRIPTIONS HTTPSPODCASTE NY
  • POS Debit PODCAST SUBSCRIPTIONS HTTPSPODCASTE NY
  • POS PUR PODCAST SUBSCRIPTIONS HTTPSPODCASTE NY
  • POS PURCH PODCAST SUBSCRIPTIONS HTTPSPODCASTE NY
  • POS PURCHASE PODCAST SUBSCRIPTIONS HTTPSPODCASTE NY
  • POS REFUND PODCAST SUBSCRIPTIONS HTTPSPODCASTE NY
  • PRE-AUTH PODCAST SUBSCRIPTIONS HTTPSPODCASTE NY
  • PENDING PODCAST SUBSCRIPTIONS HTTPSPODCASTE NY

How to deal with “Podcast” Charge on Credit Card

We have found that people reported this charge so our finclash team started researching what is about this charge and who is behind this charge. As we talked about earlier in the article there are some similarities in all cases who shared their experience on social media.

Victim of this charge on their credit card are using Digital Wallets such as Apple Pay and PayPal.

Also Read: What is The Temu Charge on Credit Card

Is this charge from Apple Podcast?

If you are using Apple Podcast and confused is this charge is related to that or not? Let me clarify, This charge is completely a scam. But if you have doubts you can contact the customer support of Apple Podcast.

Till now we have gotten the answer that this credit charge is a scam and fraud. Scammers are using this description to scam people and they are doing some small transactions. The motive behind doing small transactions with your credit card is that they are checking whether your credit card is active or not. If your credit card is active and you don’t take any action against the unauthorized charge they will do a large amount transaction or sell your credit card details in the black market.

In the case of unauthorized or unusual activity with your credit card or debit card immediately contact your bank and ask for further procedure report them this is an unauthorized charge and ask for a refund. Your credit card issuer will take some steps and block your credit card so it cannot be used again.

What to do if you are charged Twice?

When you get this charge on your credit card. At first time you reported it to your credit card issuer so they blocked your credit card and issued a new credit card. But when you see a charge again with the same description. You might be confused about how the scammer got your new credit card details. In this case, report immediately to the bank and ask for your credit card number change.

The reason that they have your debit card or credit card details might be due to your mobile or wallet security being compromised. Change your password and enable two-factor authentication.

Other Security Measures to Take

Apart from reporting to your bank or credit card issuer, you can also do the below-mentioned security measures.

We have to respond to this scam and if it is an unauthorized charge you have to respond immediately and file a complaint to the Federal Trade Commission and also notify report to your bank.

Look where you logged in to your digital wallet. Change the password of your account and change your PIN. Also, use 2-step verification for every Digital Wallet. Report this thing to your Digital Wallet.

Also, check the security of the device where you have logged in. Log out from everywhere except your device.

Conclusion

This credit card charge is a scam so if you have received it on your credit card, take immediate action. All the necessary steps we have shared in the article. Change your Digital wallet password and enable Two-Step Verification to your wallet. Taking immediate can prevent fraud against you and it can also prevent you from financial loss. If you think that we have missed something you can ask in the comment section we will reply.